Kissht Personal Loan
Zomint Verdict: Fast approval and digital onboarding make it suitable for urgent needs.
Kissht offers instant personal loans with digital process, quick disbursal, and minimal documentation for salaried individuals.
Highlights
Key Benefits
100% digital process with minimal paperwork
Quick disbursal within 2-24 hours
No collateral required
Instant approvals
Why Apply?
- Fast disbursal (2-24 hrs)
- Fully digital process
- Minimal documentation
- Competitive starting rates
Considerations
- −Salaried only, no self-employed
- −High max interest up to 36%
- −Processing fee applies
Eligibility & Requirements
Who Can Apply
- Salaried onlyEmployment Type: Salaried individuals only.
- Age 21-59 yearsApplicants must be between 21 and 59 years old.
- Minimum income ₹15,000Monthly income of at least ₹15K+ required.
- CIBIL 650+Minimum CIBIL score of 650 or above.
Required Documents
Quick Checklist: KYC: PAN, Aadhaar, Selfie, Income proof for high-value loans, Minimal docs for digital process.
- KYCPAN Card
- KYCAadhaar Card
- KYCSelfie
- IncomeSalary Slip (if required)
Fees & Charges
Transparency First| Charge | Rate | Details |
|---|---|---|
| Processing Fee | From 2% to 7% | Up to 7% depending on profile and tenure |
Application Process
100% Digital Process
Apply via app with digital KYC, no branch visit.
Instant Approval
Approval in minutes, disbursal in 2-24 hrs.
Minimal Documentation
Selfie, PAN, Aadhaar sufficient for most cases.
Disclaimer: While we do our best to ensure the information displayed is accurate and up-to-date, the latest information about this loan, including interest rates, fees, tenure, and terms, is available on the respective lender's official website. We recommend verifying all details directly with Kissht before making any decisions.