Terms of Use

1. About LoanMatch

LoanMatch is an information and loan discovery platform operated by Zomint Tech Private Limited that helps users explore loan products issued by third-party banks, NBFCs, and financial institutions.

LoanMatch:

• Does not issue loans
• Is not a bank or NBFC
• Does not guarantee approvals, interest rates, or terms

Loans are offered, issued, and governed solely by the respective lenders.

2. Eligibility

To use LoanMatch, you must:

• Be at least 18 years old
• Be legally capable of entering into binding agreements
• Use the website in compliance with applicable laws in India

3. Nature of Information Provided

All content on LoanMatch is provided for general informational purposes only.

Nothing on LoanMatch constitutes:

• Financial advice
• Legal advice
• Credit advice

Users should independently verify information before making financial decisions.

4. Loan Listings & Insights

LoanMatch may display loan products, rates, fees, eligibility rules, and other related information based on lender-provided data and publicly available sources.

This information:

• Is indicative only
• May change due to lender policies or updated information
• Should be confirmed on the lender's website before applying

5. Loan Applications

When applying for a loan through LoanMatch:

• You are redirected to the official website of the lender or an authorized partner platform
• The lender independently processes your application
• Approval, rejection, and final terms are decided solely by the lender

LoanMatch does not:

• Process loan applications
• Store banking or full application data
• Influence lender approval decisions

6. No Guarantee of Approval

LoanMatch does not guarantee:

• Approval of any loan
• Interest rates, loan amounts, or repayment terms

All outcomes depend on the lender's verification and eligibility criteria.

7. User Responsibilities

By using LoanMatch, you agree to:

• Provide accurate and truthful information
• Use the platform only for lawful purposes
• Not misuse, disrupt, or attempt to harm the website or its users

8. Affiliate Relationships & Partner Platforms

LoanMatch may receive compensation from lenders or authorized partners when users apply for loans through links on the platform.

Such affiliate relationships:

• Do not affect lender pricing or approval decisions
• Do not guarantee eligibility or approval

9. Intellectual Property

All content on LoanMatch—including text, data, design, layout, logos, trademarks, graphics, software, and underlying code—is owned by or licensed to LoanMatch and is protected by applicable intellectual property laws.

You may not:

• Copy, reproduce, distribute, or publish content
• Modify, reverse-engineer, or create derivative works
• Use LoanMatch branding or content for commercial purposes

without prior written permission from LoanMatch.

10. Third-Party Websites

LoanMatch may contain links to third-party websites, including lender, bank, financial institution, and partner platforms.

LoanMatch is not responsible for:

• Content on third-party sites
• Their privacy practices or terms
• Products or services offered by them

Your interaction with third-party websites is governed by their respective policies.

11. Limitation of Liability

To the maximum extent permitted by law, LoanMatch shall not be liable for:

• Application rejections or delays
• Decisions made by lenders
• Any loss or damage arising from reliance on information on the website

Use of LoanMatch is at your own risk.

12. Disclaimer of Warranties

LoanMatch is provided on an "as-is" and "as-available" basis.

We do not guarantee uninterrupted access, accuracy, or completeness of content.

13. Termination

LoanMatch reserves the right to suspend or terminate access to the platform if these Terms are violated or misuse is detected.

14. Governing Law & Jurisdiction

These Terms are governed by the laws of India.

Any disputes shall be subject to the exclusive jurisdiction of the courts of Chandigarh, India.

15. Changes to These Terms

LoanMatch may update these Terms periodically. Updates will be posted on this page with a revised "Last updated" date.

Continued use of LoanMatch constitutes acceptance of the updated Terms.