Privacy Policy
Last updated: 23 December 2025
LoanMatch ("LoanMatch", "we", "our", or "us") is operated by Zomint Tech Private Limited. We respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store, disclose, and protect your information when you access or use the LoanMatch website and services.
By using LoanMatch, you agree to the practices described in this Privacy Policy.
1. Scope of This Policy
This Privacy Policy applies to:
- Visitors to the LoanMatch website
- Users who explore or apply for loans through LoanMatch
It does not apply to third-party websites, including lender, bank, financial institution, or partner platforms that you may be redirected to while applying for a loan.
2. Information We Collect
2.1 Information You Provide Voluntarily
To provide relevant loan information and a smoother application journey, we may collect limited information such as:
- Name
- Email address
- Phone number
- Income range
- Employment type
- Location (city/state)
- Loan preferences (e.g., loan type, amount range)
This information is collected only when voluntarily provided by you.
2.2 Information We Do NOT Collect
LoanMatch does not collect or store:
Loan applications are completed directly on the lender's or authorized partner's official website.
2.3 Automatically Collected Information
When you visit LoanMatch, we may automatically collect limited technical data such as:
- IP address
- Browser type and device information
- Pages visited and time spent
- Referring URLs
This data is used only for analytics, security, and performance improvement.
3. How We Use Your Information
We use collected information strictly for:
- Providing and improving relevant loan discovery and information
- Displaying applicable loan insights (rates, fees, eligibility)
- Facilitating promotional benefits after you apply for a loan (where applicable)
- Improving website performance and user experience
- Ensuring security and preventing misuse
- Complying with legal and regulatory obligations
The information you share helps us present more relevant options based on your preferences.
We do not use your information for unsolicited marketing.
4. Loan Applications & Partner Platforms
When you choose to apply for a loan through LoanMatch:
- You may be redirected to the official website of the lender or an authorized partner platform
- LoanMatch may partner with authorized distribution/affiliate partners to facilitate certain applications
- The loan application process is handled entirely by the lender and/or the authorized partner
- LoanMatch does not access, process, or store your full loan application or banking data.
Communication Consent
By applying through LoanMatch:
- LoanMatch may contact you regarding your application status, offers, or applicable benefits
- The respective lender and/or authorized partner may also contact you regarding your loan application
Approval, rejection, and loan terms are determined solely by the lender.
5. Data Storage & Retention
- LoanMatch collects only minimum necessary information
- We do not store unnecessary or sensitive personal data
- Data is retained only as long as required to provide services or meet legal obligations
- Data may be anonymised or deleted once it is no longer required
6. Data Sharing & Disclosure
We do not sell or rent your personal data.
We may share limited information only:
- With your explicit consent
- With service providers or authorized partners assisting in platform operations, under strict confidentiality
- When required by law, regulation, or legal process
No banking or full application data is shared, as LoanMatch does not collect it.
7. Affiliate Relationships
LoanMatch may earn a commission when users apply for loans through links on the platform.
Affiliate relationships:
- Do not involve sharing sensitive banking credentials
- Do not change how we handle your personal information
- Do not affect lender approval decisions
8. Cookies & Tracking Technologies
LoanMatch may use cookies and similar technologies to:
- Improve website functionality
- Understand usage patterns
- Enhance performance
You can control or disable cookies through your browser settings. Disabling cookies may affect some features.
9. Data Security
We implement reasonable technical and organisational safeguards to protect your information from unauthorised access, misuse, or disclosure. However, no online platform can guarantee absolute security, and you acknowledge this risk when using the internet.
10. Your Rights
Subject to applicable laws, you have the right to:
- Access the information we hold about you
- Request correction or deletion of your data
- Withdraw consent where applicable
Requests can be made by contacting us at support@zomint.com.
11. Third-Party Links
LoanMatch may contain links to third-party websites, including lenders, banks, financial institutions, and partner platforms. We are not responsible for the privacy practices or content of these websites. Please review their privacy policies separately.
12. Children's Privacy
LoanMatch is not intended for individuals under 18 years of age. We do not knowingly collect data from minors.
13. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of LoanMatch constitutes acceptance of the updated policy.
14. Governing Law & Jurisdiction
This Privacy Policy is governed by the laws of India. Any disputes arising out of or in connection with this Privacy Policy or your use of the website shall be subject to the exclusive jurisdiction of the courts of Chandigarh, India.
15. Contact Information
For questions or concerns regarding this Privacy Policy, contact us at:
support@zomint.com