LendingPlate Personal Loan
Zomint Verdict: Recommended for salaried with good credit seeking quick digital loans.
Instant personal loans up to ₹2.5 lakhs with fully digital process, quick disbursal in 12-24 hours for salaried individuals. Minimum income ₹20,000, age 21-60, CIBIL 700+.
Highlights
Key Benefits
Fully digital application process
Quick disbursal within 12-24 hours
No collateral required
Flexible repayment up to 15 months
Why Apply?
- Fast digital process
- Quick funds in 12-24 hrs
- Transparent no hidden fees
Considerations
- −Salaried only
- −Short tenure up to 15 months
- −High interest from 24%
Eligibility & Requirements
Who Can Apply
- Salaried with ₹20K+ incomeMonthly income minimum ₹20,000 for salaried individuals
- Age 21-60 yearsApplicants aged 21-60 years, Indian citizens
- CIBIL 700+Minimum CIBIL score of 700 required
Required Documents
Quick Checklist: Minimal docs: Aadhaar, PAN, bank statement for income proof, Proof of address via utility bill or similar.
- IdentityAadhaar and PAN
- AddressAadhaar, Voter Card, Driving License, Passport, Utility Bill
- IncomeBank Account Statement
Fees & Charges
Transparency First| Charge | Rate | Details |
|---|---|---|
| Processing Fee | Upto 5% | 1-5% based on loan amount |
| Conversion Fee | 1-5% | 1-5% + GST |
| Foreclosure Fee | 5% + GST | Before 1st EMI |
Application Process
Fully Digital
Apply online via app or website, no branch visit
Fast Disbursal
Funds in 12-24 hours after approval
Simple KYC
Selfie and basic docs verification
Disclaimer: While we do our best to ensure the information displayed is accurate and up-to-date, the latest information about this loan, including interest rates, fees, tenure, and terms, is available on the respective lender's official website. We recommend verifying all details directly with LendingPlate before making any decisions.