Olyv Personal Loan
Zomint Verdict: Recommended for salaried individuals with good CIBIL seeking fast digital loans.
Olyv (previously SmartCoin) offers instant personal loans through a fully digital app-based process with quick disbursal.
Highlights
Key Benefits
100% digital app-based process
Quick disbursal within 24 hours
No collateral required
Minimal documentation
Why Apply?
- Fully digital and paperless
- Fast disbursal TAT
- Flexible for salaried borrowers
Considerations
- −Salaried only, no self-employed
- −Short tenure 3-9 months
- −High minimum interest 24%
Eligibility & Requirements
Who Can Apply
- CIBIL 700+Minimum CIBIL score required is 700.
- Salaried onlyApplicants must be salaried individuals.
- Age 24-45Age criteria between 24 to 45 years.
- No income criteriaNo specific minimum income requirement as such.
Required Documents
Quick Checklist: PAN Card, Aadhaar, Selfie, Bank statements.
- IdentityPAN Card
- AddressAadhaar Card
- IncomeBank Statements
Fees & Charges
Transparency First| Charge | Rate | Details |
|---|---|---|
| Processing Fee | Up to 5% | On approved loan amount |
Application Process
App-based Application
100% digital process with no paperwork.
Fast Disbursal
Min 12 hrs to max 24 hrs TAT.
Minimal Docs
Only basic KYC required.
Disclaimer: While we do our best to ensure the information displayed is accurate and up-to-date, the latest information about this loan, including interest rates, fees, tenure, and terms, is available on the respective lender's official website. We recommend verifying all details directly with Olyv (previously SmartCoin) before making any decisions.