NBFC PartnerCIBIL 700+

Ram Fincorp Personal Loan

Zomint Verdict: Fast approval and disbursal for urgent needs with minimal documentation.

Instant personal loan with digital process, quick disbursal within 2-24 hours, for salaried individuals aged 18-58 with min income 18K and CIBIL 700+.

Amount

UPTO 2 L

₹1,000 - ₹2,00,000

Interest

36% - 35%

From 36% p.a., up to 35% per annum or 0.35%-1% per day

Tenure

2 - 3 Months

Flexible Options

Speed

min 2 hrs; Max 24 hrs

Digital Process

Highlights

Fully digital application and KYC.

No physical documents needed.

Fastest disbursal TAT: min 2 hours.

Flexible for urgent cash needs.

100% Paperless Process

Instant Approval

24/7 Support

Minimal Documentation

Key Benefits

100% digital and paperless process.

Instant approval within minutes.

Quick disbursal in 2-24 hours.

Minimal documentation required.

24/7 customer support.

Why Apply?

Quick approval and disbursal.
Low processing fee from 2%.
100% paperless process.
Available for salaried with good CIBIL.

Considerations

−Short tenure limited to 2-3 months.
−High interest rate from 36%.
−Salaried individuals only.

Eligibility & Requirements

Who Can Apply

Salaried only
Applicant must be a salaried employee.
Age 18-58 years
Age criteria between 18 to 58 years.
Min income ₹18,000
Minimum monthly income of ₹18K+.
CIBIL 700+
CIBIL score of 700 and above.

Required Documents

Quick Checklist: Digital KYC with Aadhaar and PAN., No physical documents; salary slips and bank statements may be needed digitally..

KYCAadhaar Card
KYCPAN Card
Income ProofSalary Slips (last 3 months)
BankBank Statements (last 3 months)

Fees & Charges

Transparency First

Charge	Rate	Details
Processing Fee	From 2%	From 2% to up to 5%
EMI Bouncing Charges	₹500 + GST	Per bounce + GST
Penal Charges	0.1% per day	Per day on outstanding principal

Top-up Loan Option

Available for existing customers after repayment.

Rate: Same as base loan rates.Fee: Standard processing fee applies.

Application Process

100% Digital Process

Paperless application and verification.

Instant Approval

Decision within 2 minutes.

Fast Disbursal

Funds in bank in min 2 hrs to 24 hrs.

24/7 Support

Real-time updates and assistance.

Disclaimer: While we do our best to ensure the information displayed is accurate and up-to-date, the latest information about this loan, including interest rates, fees, tenure, and terms, is available on the respective lender's official website. We recommend verifying all details directly with Ram Fincorp before making any decisions.