Tez Credit
NBFC PartnerCIBIL 700+
4.2

Tez Credit Personal Loan

Zomint Verdict: Fast and reliable digital lending option for quick cash needs.

TezCredit offers instant personal loans with 100% digital process, minimal paperwork, quick disbursal within hours, and flexible repayments. Ideal for salaried individuals with good credit score.

Amount
Upto ₹2.5 L
Instant personal loans for urgent needs
Interest
24% - 36%
Starting from 24%, fair rates based on profile
Tenure
1 - 15 Months
Flexible Options
Speed
Min 2 hrs, Max 24 hrs
Digital Process

Highlights

Digital process with quick TAT (2-24 hrs)
Low processing fee starting 2%
Up to ₹2.5 Lakh loan amount
Suitable for emergencies like medical, travel
Instant Approval
No Collateral
Flexible Tenure

Key Benefits

100% digital process with no paperwork

Instant approval and disbursal in minutes to hours

Minimal documentation: Aadhaar, PAN, selfie, income proof

Flexible repayment options

Why Apply?

  • Super fast disbursal even late night
  • Repeat loans faster with less docs
  • Transparent no hidden charges
  • Helps build credit score with timely repayment

Considerations

  • Salaried only, no self-employed
  • High interest from 24%
  • Penalty on late repayment
  • Existing loan must be closed first

Eligibility & Requirements

1

Who Can Apply

  • Salaried only
    Employment Type: Salaried individuals only.
  • Age 21-58 years
    Applicants must be between 21 and 58 years old.
  • Min income ₹18,000 p.m.
    Monthly income requirement of ₹18K or above.
  • CIBIL 700+
    Minimum credit score of 700 required.
2

Required Documents

Quick Checklist: Minimal docs: Digital upload of Aadhaar, PAN, income proof, selfie and bank statement., Repeat customers need only updated bank statement..

  • IdentityAadhaar & PAN
  • IncomeBank statement / Salary slips
  • PhotoSelfie

Fees & Charges

Transparency First
ChargeRateDetails
Processing FeeFrom 2%Starting from 2% of loan amount

Application Process

100% Digital Journey

Apply via app, upload docs, get instant decision - no branch visits.

Fast Disbursal

Funds in account within 2-24 hours, even outside banking hours.

Secure & Transparent

Advanced algorithms, no data misuse, clear EMI calculator.

Disclaimer: While we do our best to ensure the information displayed is accurate and up-to-date, the latest information about this loan, including interest rates, fees, tenure, and terms, is available on the respective lender's official website. We recommend verifying all details directly with Tez Credit before making any decisions.

Interest Rate

From 24%